More than 36,000 Australian businesses and individuals choose us as their mortgage brokers.
Build Your Tomorrow with A Smarter Lending Strategy
At SummitLend Finance, we help Australians unlock better loan opportunities with transparent guidance, strategic lending insights, and tailored financial solutions.
I would like to buy a house
Whether you’re stepping into the market or moving ahead, the right home loan guidance helps you find clarity and confidence in every step buying mortgage.
I would like an investment
Grow or begin your investment journey with lending solutions designed to support your goals and help you build a strong, future-focused portfolio.
I would like to refinance
Take control of your financial future with refinancing options that simplify your repayments and position you for long-term savings and stability.
Ethical Lending
We aregenuinely different – an broker with no hidden financial incentives and no questionable referral partners.
Diverse Lending Panel
With more than 30 bank and non-bank partners on our lending panel, finding the right mortgage is simple.
Strategic Approach
Your loan should be one that supports your ideal future whether that’s a multi-property portfolio or a stress-free retirement.
Connect With Experts
Access our network of leading property professionals to get the advice you need – no referral commissions involved.
Our Services
We Will Get You There
Whatever your ideal future looks like, we’ll help you make it happen
Investment Loans
Build long-term wealth by growing your portfolio with tailored investment loan options designed for property buyers.
Home Loans
Secure a personalised home loan that matches your budget, lifestyle, & long-term financial homeownership goals.
Commercial Loans
Access flexible commercial lending to purchase, or refinance property for your business growth and investment portfolio.
Refinancing
Save money and improve your loan terms by refinancing to a better rate, more flexible structure, or a repayment plan that suits you.
SMSF Refinancing
Optimise your SMSF property loan with refinancing options that reduce interest, and support long-term returns.
Vehicle Financing
Finance new or used cars, motorbikes or specialty vehicles with competitive rates tailored to your personal or business needs.
Meet the Strategists Working for You
Led by award-winning brokers Mark Davis and Kevin Agent, our lending strategists are here to guide you through your property journey – from your first consultation to post-settlement portfolio reviews.
George Henry
Principal Mortgage Strategist
Marshall Wagner
Senior Lending Advisor
Aisha Morgan
Commercial Lending Lead
Ethan Brooks
Client Experience ManagerTestimonials
What Our Clients Say
Hear Directly From Our Satisfied Partners
Featured in
We work with 30+ lenders to get you the best deal.
Got Questions? We’ve Got Answers
Frequently Asked Questions
1. How does a mortgage broker work in Australia?
A broker compares loan products from multiple lenders on your behalf, recommends the best options for your situation, lodges applications, and helps manage the approval and settlement process — saving you time and helping secure a better outcome.
2. What documents do I need for pre-approval?
Typically: photo ID, 2–3 recent payslips (or 2 yrs tax returns for self-employed), 3 months bank statements, proof of deposit (savings/gift), and details of existing liabilities (cards, loans). We’ll provide a tailored checklist.
3. How long does a typical loan approval take?
Pre-approval can be immediate to 48 hours. Formal (conditional) approval usually takes 1–3 weeks; unconditional approval and settlement can take 2–8+ weeks depending on valuation, lender checks, and any conditions.
4. Can you help with First Home Owner Grant (FHOG)?
Yes — brokers can check FHOG and state-based first-home concessions, confirm eligibility, and advise on how grants may affect stamp duty and loan structure. Specific rules vary by state.
5. Do I need a deposit before applying?
You usually need a deposit to secure a home loan. Commonly 5–20% of purchase price. Loans with less than 20% may require Lender’s Mortgage Insurance (LMI). We can explain options if your deposit is small.
6. What lenders do you work with?
You usually need a deposit to secure a home loan. Commonly 5–20% of purchase price. Loans with less than 20% may require Lender’s Mortgage Insurance (LMI). We can explain options if your deposit is small.
7. Can you assist self-employed applicants?
We work with a broad panel: major banks, regional banks, non-bank lenders, and credit unions. That breadth lets us match you to competitive products that fit your profile and goals.
Find Your Best Mortgage Rate, Start with a Free Quote
Take 60 seconds to tell us about your goals. Our Chicago mortgage experts will compare top lenders and send you personalized loan options – no obligation, no credit impact.
Phone
0800 (212) 456 7890
advice@finserve.com
123 Market Street, Phoenix
Arizona 850201 Australia